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The Emergency Homeowners' Loan Program (EHLP)
For Counseling Agencies:
On June 17, 2011, grant awards were announced for 10 state housing finance agencies (HFAs), 11 HUD-approved housing counseling intermediaries, and 31 community-based NeighborWorks organizations as part of the U.S. Department of Housing and Urban Development’s (HUD) Emergency Homeowners’ Loan Program (EHLP). The organizations will coordinate outreach functions, application intake and submissions, eligibility recertification, and transition counseling to eligible homeowners.
View a list of EHLP Grantees by award amount or by state.
EHLP Award Information
- List of Grantees and Maximum Award Amounts
- List of Award Allocations by State and Grantee
- Award Determination Methodology
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Information for EHLP Grantees
- NEW! Appeals Manual and Process Procedures (Updated May 14, 2012)
- Grantee, Sub-grantees, Branches and Affiliates Contact Information Spreadsheet (Required for all Grantees)
- Non-Payroll Direct Deposit Form
- EHLP Funding Announcement (May 13, 2011)
- Revised 8.11.11 – EHLP Counseling Guidelines with 8.24.11 Supplement
- NEW! 2.24.12 – Revised EHLP Counseling Agency Roles and Responsibilities Post Approval Guidelines
- Emergency Homeowners' Loan Program Interim Rule: 24 CFR Part 2700 (March 1, 2011)
- Emergency Homeowners' Loan Program Federal Register Notice (March 1, 2011)
- Frequently Asked Questions: Substantially Similar State Programs
Who Does EHLP Assist?
The program was designed to provide mortgage payment relief to eligible homeowners experiencing a drop in income of at least 15% directly resulting from involuntary unemployment or underemployment due to adverse economic conditions and/or a medical emergency. Other EHLP requirements applied. More information
How Does EHLP Work?
The Emergency Homeowners’ Loan Program (EHLP) offers a zero interest, forgivable bridge loan to homeowners who have experienced a substantial loss of income (a reduction of at least 15%) due to unemployment or underemployment caused by adverse economic conditions or a medical condition. More informationContact Us
Contact us at ehlp@nw.org, 855-FIND-EHLP, or 855-346-3345